Cost of Living Breakdown
The cost of living in Tulsa, OK is 14% lower than the national average. Here's how each category compares:
| Category | Index | vs National Avg |
|---|---|---|
| Overall | 86 | -14% |
| Housing | 65 | -35% |
| Groceries | 94 | -6% |
| Utilities | 100 | Average |
| Transportation | 95 | -5% |
| Healthcare | 91 | -9% |
Housing Costs in Tulsa
Housing is typically the largest expense. In Tulsa, the housing index is 65 (national average = 100).
- Median home price: $190,000
- Median rent (1 bedroom): $850/month
- Median rent (2 bedrooms): $1,050/month
- Annual rent (1BR): $10,200/year
Housing in Tulsa is well below the national average, making it an attractive option for homebuyers and renters alike.
How Much Do You Need to Earn in Tulsa?
To maintain the equivalent of a $50,000 salary at the national average cost of living, you would need to earn approximately $43,000 in Tulsa. The median household income of $48,438 translates to a monthly budget of approximately $4,037.
Groceries & Everyday Expenses
The grocery index in Tulsa is 94. Groceries are cheaper than average, helping stretch your budget further.
Transportation & Utilities
Transportation costs sit at an index of 95, while utilities come in at 100. Transportation costs are reasonable compared to other major cities.
Healthcare
Healthcare costs in Tulsa are indexed at 91. Healthcare costs are close to or below the national average.
Compare to Oklahoma
See statewide salary and tax data on our average salary in Oklahoma page. Also see income data for this city on our average salary in Tulsa page.
Financial Tools
Use our free calculators to plan your finances in Tulsa:
- Mortgage Calculator — estimate your monthly home payment
- Home Affordability Calculator — see how much house you can afford
- Salary Calculator — convert hourly to annual pay
- Savings Goal Calculator — plan for your move or down payment