About Kubo Money

Kubo Money provides free, accurate financial calculators and business tools to help you make smarter financial decisions. No signup required, no hidden fees — just useful tools.

Our Mission

We believe everyone deserves access to quality financial tools and education. Whether you're buying your first home, planning for retirement, or starting a business, our calculators give you the numbers you need to make informed decisions.

About the Author

Julian Ospina — Business consultant and financial educator with a Master's in Business & Entrepreneurship and a First Class BSc in Engineering from the University of Westminster, London.

With experience in business consulting, financial education, and technology, Julian combines practical financial knowledge with technical expertise to build tools that are both accurate and easy to use.

Accuracy & Disclaimer

Our calculators use standard financial formulas and are regularly tested for accuracy. However, they are for educational and informational purposes only. Always consult with a qualified financial advisor before making major financial decisions.

Contact

Have feedback or suggestions? We'd love to hear from you. Reach out via our contact page.