Cost of Living Breakdown
The cost of living in Tucson, AZ is 5% lower than the national average. Here's how each category compares:
| Category | Index | vs National Avg |
|---|---|---|
| Overall | 95 | -5% |
| Housing | 86 | -14% |
| Groceries | 98 | -2% |
| Utilities | 103 | +3% |
| Transportation | 98 | -2% |
| Healthcare | 95 | -5% |
Housing Costs in Tucson
Housing is typically the largest expense. In Tucson, the housing index is 86 (national average = 100).
- Median home price: $310,000
- Median rent (1 bedroom): $1,050/month
- Median rent (2 bedrooms): $1,300/month
- Annual rent (1BR): $12,600/year
Housing in Tucson is well below the national average, making it an attractive option for homebuyers and renters alike.
How Much Do You Need to Earn in Tucson?
To maintain the equivalent of a $50,000 salary at the national average cost of living, you would need to earn approximately $47,500 in Tucson. The median household income of $46,388 translates to a monthly budget of approximately $3,866.
Groceries & Everyday Expenses
The grocery index in Tucson is 98. Grocery prices are close to the national average.
Transportation & Utilities
Transportation costs sit at an index of 98, while utilities come in at 103. Transportation costs are reasonable compared to other major cities.
Healthcare
Healthcare costs in Tucson are indexed at 95. Healthcare costs are close to or below the national average.
Compare to Arizona
See statewide salary and tax data on our average salary in Arizona page. Also see income data for this city on our average salary in Tucson page.
Financial Tools
Use our free calculators to plan your finances in Tucson:
- Mortgage Calculator — estimate your monthly home payment
- Home Affordability Calculator — see how much house you can afford
- Salary Calculator — convert hourly to annual pay
- Savings Goal Calculator — plan for your move or down payment