Cost of Living Breakdown
The cost of living in Seattle, WA is 72% higher than the national average. Here's how each category compares:
| Category | Index | vs National Avg |
|---|---|---|
| Overall | 172 | +72% |
| Housing | 258 | +158% |
| Groceries | 112 | +12% |
| Utilities | 110 | +10% |
| Transportation | 125 | +25% |
| Healthcare | 108 | +8% |
Housing Costs in Seattle
Housing is typically the largest expense. In Seattle, the housing index is 258 (national average = 100).
- Median home price: $850,000
- Median rent (1 bedroom): $2,200/month
- Median rent (2 bedrooms): $2,900/month
- Annual rent (1BR): $26,400/year
Housing in Seattle is significantly more expensive than average. Consider our mortgage calculator to understand what you can afford.
How Much Do You Need to Earn in Seattle?
To maintain the equivalent of a $50,000 salary at the national average cost of living, you would need to earn approximately $86,000 in Seattle. The median household income of $110,781 translates to a monthly budget of approximately $9,232.
Groceries & Everyday Expenses
The grocery index in Seattle is 112. Expect to pay noticeably more for groceries compared to the national average.
Transportation & Utilities
Transportation costs sit at an index of 125, while utilities come in at 110. Getting around Seattle tends to be more expensive, including gas, insurance, and public transit.
Healthcare
Healthcare costs in Seattle are indexed at 108. Healthcare costs are close to or below the national average.
Compare to Washington
See statewide salary and tax data on our average salary in Washington page. Also see income data for this city on our average salary in Seattle page.
Financial Tools
Use our free calculators to plan your finances in Seattle:
- Mortgage Calculator — estimate your monthly home payment
- Home Affordability Calculator — see how much house you can afford
- Salary Calculator — convert hourly to annual pay
- Savings Goal Calculator — plan for your move or down payment