Cost of Living Breakdown
The cost of living in Sacramento, CA is 17% higher than the national average. Here's how each category compares:
| Category | Index | vs National Avg |
|---|---|---|
| Overall | 117 | +17% |
| Housing | 138 | +38% |
| Groceries | 105 | +5% |
| Utilities | 108 | +8% |
| Transportation | 112 | +12% |
| Healthcare | 102 | +2% |
Housing Costs in Sacramento
Housing is typically the largest expense. In Sacramento, the housing index is 138 (national average = 100).
- Median home price: $480,000
- Median rent (1 bedroom): $1,550/month
- Median rent (2 bedrooms): $1,900/month
- Annual rent (1BR): $18,600/year
Housing costs in Sacramento are roughly in line with national averages.
How Much Do You Need to Earn in Sacramento?
To maintain the equivalent of a $50,000 salary at the national average cost of living, you would need to earn approximately $58,500 in Sacramento. The median household income of $69,599 translates to a monthly budget of approximately $5,800.
Groceries & Everyday Expenses
The grocery index in Sacramento is 105. Grocery prices are close to the national average.
Transportation & Utilities
Transportation costs sit at an index of 112, while utilities come in at 108. Transportation costs are reasonable compared to other major cities.
Healthcare
Healthcare costs in Sacramento are indexed at 102. Healthcare costs are close to or below the national average.
Compare to California
See statewide salary and tax data on our average salary in California page. Also see income data for this city on our average salary in Sacramento page.
Financial Tools
Use our free calculators to plan your finances in Sacramento:
- Mortgage Calculator — estimate your monthly home payment
- Home Affordability Calculator — see how much house you can afford
- Salary Calculator — convert hourly to annual pay
- Savings Goal Calculator — plan for your move or down payment